SME Technology Transformation Fund (STTF)
To provide financial assistance to Small and Medium Enterprises (SMEs) to adopt digitalisation and/or automation
in their business operations in achieving higher productivity,
process efficiency, efficient cost management and greater market penetration.
Purpose
The purpose of the financing is for the following purchases:
- Equipment and/or machinery;
- Computer hardware and software;
- IT solutions and services;
- Technology support services; and
- Other intangible assets to enhance productivity and efficiency.
Eligibility
All SMEs that meet the following eligibility criteria:
- Registered with the statutory bodies for professional service providers.
- Shareholding by Public Listed Companies or Government Linked Companies (if any) shall not exceed 20%.
- At least 2 years in operations;
- Financially solvent; and
- No legal action against the Company or any of its director/ shareholder/ partner/ owner/ guarantor under the laws.
Financing Concept
- Commodity Murabahah Term Financing-i (CMTF-i)
- Ijarah Thummal Bai’ Term Financing (ITB)
Financing Limit
- Minimum : $1,000,000
- Maximum : $10,000,000
Profit Rate
- Minimum : $1,000,000
- Maximum : $10,000,000